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Sub Account V2 - Deposit System

Effective Date: July, 2026

Deposit System is a new capabiliy that enables businesses to manage prepaid balances for agents, resellers, and franchise partners through a built-in Virtual Account.

Each sub-account is automatically assigned a static DOKU BRI Virtual Account (VA) during registration, allowing partners to top up funds independently while merchants monitor balances and transactions in real time from a centralized dashboard.

Explore More about Deposit System

Try Deposit System Sandbox Demo

🔍 What’s New?

Deposit System introduces a pre-funded balance model for businesses that operate through agent, reseller, or franchise networks.

With this update, businesses can:

  • Automatically assign a static DOKU BRI Virtual Account to every sub-account

  • Allow agents and partners to top up balances independently

  • Deduct balances automatically for every transaction

  • Monitor balances across all partners from one dashboard

💡 Why It Matters

Managing deposits manually often requires bank transfer verification, spreadsheet tracking, and periodic reconciliation.

Deposit System simplifies this process by automating partner top-ups, balance updates, and transaction deductions, giving businesses better operational control while reducing administrative work.

🚀 Updated Experience

🔄 Before

Previously, businesses needed to manually manage partner deposits.

Typical operational activities included:

  • Agents transferred funds to the company's bank account.

  • Finance teams manually verified incoming transfers.

  • Deposit balances were updated manually.

  • Balance reports were maintained using spreadsheets.

  • Partners often needed to wait before being able to transact.

🆕 After

With Deposit System, every sub-account automatically receives its own dedicated DOKU BRI Virtual Account.

Partners can top up their balances independently at any time, while DOKU automatically updates balances once payment is received. Businesses can immediately monitor available balances, deduct funds programmatically, and initiate payouts without manual verification or reconciliation.

🚀 How It Works

  • Register a new Sub-Account through Collect & Route.

  • A dedicated DOKU BRI Virtual Account is automatically generated for that sub-account.

  • Partners transfer funds to their assigned Virtual Account.

  • Once payment is received, the balance is updated automatically in real time.

  • Businesses can immediately use the available balance for Debit API transactions or initiate payouts through the Transfer API.

Or learn more how to integrate in API References

💼 Key Capabilities

  • Auto-generated static DOKU BRI Virtual Account for every sub-account.

  • Self-service balance top-up for partners.

  • Real-time balance updates after successful payments.

  • Automatic balance deduction via Debit API.

  • Centralized balance and transaction monitoring from one dashboard.

  • Funds become immediately available after successful top-up.

📌 Things to Know

  • Deposit System is available as part of Collect & Route.

  • Static Virtual Accounts are currently supported for BRI Virtual Account only.

  • No additional setup is required to generate Virtual Accounts.

  • Top-up funds are immediately available without waiting for settlement.

  • Businesses can use the Transfer API or Debit API for fund management.

For assistance, contact our Care Team at care@doku.com or (021) 1500963.

Thank you and best regards, DOKU Product Team

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